Like diamonds, inflation is forever !...

Like diamonds, inflation is forever। Many people are good at working out that a 10% return on an investment is much more valuable when inflation is running at 3% than at 9%, but forget about the corresponding effect on life cover।

Of course, thanks to the economic good sense of Gordon Brown/Alan Greenspan/Norman Lamont, inflation these days is only around the 3% mark and can easily be forgotten about. The price of most goods hardly seems to change much these days.

The problem is that even 3% per year adds up. After 20 years something which costs £100,000 now would cost almost £200,000 - i.e. would nearly double in price. Correspondingly, this means £100,000 of life cover would only be worth half as much in real terms for your family if you died in 20 years time.

To cater for this most insurers offer an "increasing" feature on their life cover policies. Unsurprisingly, the amount paid out is linked either to inflation, or to average earnings. The problem is that the premiums you have to pay also increase each year - sometimes by more than the rate of inflation.

In other words, when taking out life cover you should consider the effects of inflation and either be prepared to pay for increasing cover, or more generally review your cover on a regular basis to make sure that you still have as much as you need.

«De Beers has boosted rough diamond prices by 16 percent so far this year due to strong demand, the firm said on Tuesday» - Please look my blod «Diamonds is best investment and capital !».

Conclusion: Diamonds is best investment and capital !...

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Everyone can start to collect diamonds. How?

Write me to anatoly49@gmail.com. Please in subject write - Diamond.
You receive complete support.

To Friendship and Success,

Anatoliy
Diamond Collector

http://me.munami.com/RussiaAnatoly1/

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Black Diamonds

Now Available!

We have recently purchased a small number of fancy coloured diamonds, as shown on our photograph। Natural fancy coloured diamonds are very rare and expensive।

Black Diamonds

Black diamonds have been around for a long time, and in the last few years have started to be marketed and promoted, making them start to be fashionable. Of all the colours for diamonds, we consider black to be the least atractive for a number of obvious reasons, and a few less obvious ones.

Carbonado

From Webster's Dictionary:-

A black variety of diamond, found in Brazil, and used for diamond drills. It occurs in irregular or rounded fragments, rarely distinctly crystallized, with a texture varying from compact to porous.

Some of the denser, less flawed carbonado can be polished, but usually makes stones with badly flawed surfaces. In addition, much of it is gray or dark gray rather than black, which tends to make it even less attractive.

A Memorable Stone

Many years ago a local gemmologist and collector showed me a black diamond mounted in a gent's ring which I thought was a very attractive stone. It also struck me as being quite suited to being in a man's ring. Ever since, we have been quite keen to buy any attractive black diamond we saw. Most of our staff thought I was crazy, and any enquiries we made amongst diamond brokers and cutters met with disinterest. The general school of thought want along the lines of "most blackish rough diamonds are of poor texture, and simply look dull and dead, and even if any pure black stones turned up, it would be marginal to bother cutting them, as who in their right mind would want to buy them".

Fashion

In recent years, as we have mentioned, black diamonds have become fashionable as a result of being promoted. They are currently being offered at very high prices. We would currently recommend leaving them alone, and not being a slave to what we feel may be a short-lived fashion. There are many other colours of diamonds which are far more attractive and available at quite reasonable prices. In a few years, some of the currently hyped black diamonds will come onto the secondary at a fraction of their current prices, and at that stage, and a sensible price, we would be happy to recommend them.

Look Diamonds and Jewerly in Wholesale Price Store

http://me.munami.com/RussiaAnatoly1/

And write to anatoly49@gmail.com with subject – Diamond.

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